Not resolved

Update by user Dec 10, 2018

impossible to reach a live person

Original review posted by user Dec 09, 2018

I applied for a $1,500.00 Loan on line and was approved subject to nine monthly payments of $823.42. I tried to reach a rep by phone but no response just put on hold forever.

Only recorded messages. This effective interest rate on this loan is 758.736% if annualized for a year.

This is unreal!

This is Company does not seem to be on the up and up. They may even be in violation of the usery loan laws but I am not sure.

Product or Service Mentioned: Zocaloans Loan.

Reason of review: Pricing issue.

Preferred solution: Price reduction.

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Why did you agree to the terms?


You are absolutely right! They ARE in violation.

It doesn't matter if they use their corporate address, the customer service lacation, or the state in which the loan was issued. There is a cap and it's against the law.

I'm contacting an attorney! They LOVE class action lawsuits!!!!!

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