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Forget this company. Their practices should be illegal.

They were charging over $2800 in interest on a $1000 loan. Payback was 12 bi-weekly payments of $317. I told them to take their offer and keep it in their bathroom in case they ran out of toilet paper. I wouldnโ€™t be able to pay my other obligations if I were to commit $317 from each of my next 12 paychecks.

My only option would be to take their bogus offer, let them fund my loan and deposit the proceeds, then close my bank account. However, that would only worsen my already pitiful credit rating. Do not be so desperate and *** yourself by taking any loan offer from this company. And why does my review require a minimum of 100 words?

Do they not think we are smart enough to think of 100 words?

Count them. I thought of 120 words.

Reason of review: Interest.

Monetary Loss: $1000.

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Zoca loan is a joke! A fu**in rip off company!

The only way is to pay back the money you owe is to pay back in a week. Then the interest rate is about 60 dollars if you barrow 400. If you pass two weeks, your gonna be paying lot of money to them. They are scam!

Do not barrow money from them!! Their interest rate is ridiculously high you will not believe.

F*&%# YOU! ZOCA LOAN!!!

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