Anonymous
map-marker Saint Cloud, Minnesota

My password don't work ?

Please could someone help me in getting my bank info to you all ,so I can finish info for my application please... Thank you Terry Leeks 02-25-2022
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Jerilyn N

Denied loan

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I needed emergency funds because my 4 month old kitten needs emergency surgery having swallowed a Q-Tip. I applied for an $800 loan with Zoca. I am 70 years old and receive $1,885 social security monthly by direct deposit to my checking account. My rent is less than $700 per month. My credit score is 562. Zoca claims that bad credit scores will not be cause to deny a loan. Not true. I was DENIED. If your credit score is below 600 don't waste your time
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Cons:
  • Very difficult to get in contact with customer service
  • Interest of loan

User's recommendation: Bad credit or Low credit score? Forget it!

Tim H Vkv
map-marker Portland, Oregon

Loan pay off

I still have not received what I asked for I need a statement with letterhead I need it soon all I got was this
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Preferred solution: Deliver product or service ordered

User's recommendation: Send what asked for

Anonymous
map-marker Tampa, Florida

Horrible customer service

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I borrowed 950 from this company December 23 I got a Text message saying Im approved ! at 3:51am I received an email telling me they updated my contract and I needed to resign my contract December 24 they took 489 from my account and my due date wasnt set until January . I reached out to the company today and they told me it was nothing they can do about it!! They gave me money just to take back the next day !! Theyre interest rates are really expensive . I spoke with someone just to tell me its not their fault and I have to repay them . Im going to repay them and never do business with them
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Pros:
  • No pros
Cons:
  • Business practice was unethical and outright thievery

User's recommendation: Never do business with these people

Bonnie R Izw

The way I fill like I’m being mistreated

Online I got one loan amount then when I tried a smaller amount it was denied but when I called it gave me another amount tht wasnt either one of the amounts tht were on line then when after I said the amount the-man said on line was ok , I didnt realize tht I needed to verify my banking amount cause I done tht online thing for yall to c my banking ( link yall with my banking ) so when I called I didnt have it on hand an needed to look for the rgt banking acct number ,an I didnt realize tht I was being denied cause we hung up an when I found it ,I called bk an was in formed it was denied,so Im nt sure wht the deal is but I have paid off 3 loans with you guys an now Im being treated I think like a nobody an I really dont understand
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Pros:
  • I got my loan it just is so confusing
Cons:
  • Misleading information
  • Extremely high interest rates if you let it go there

Preferred solution: Let the company propose a solution

User's recommendation: I’m nt going to recommend at this time cause I need to calm down first

Anonymous
map-marker Louisville, Kentucky

See how many payments I have left?

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No complaints I appreciate your response.I am very satisfied with the beginning too 2 payments left.J will save my Zoco information in case I need your help. Unlike Green Arrow Loans who I have small loan with.Cannot reach them by email phone etc.I will not use them again very upset I can't reach Green Arrow. Thank you David Harris
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Wes K Mej

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Verified Reviewer

Fraud/scam

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Fraud Scam to repay a loan I dont have. They have the wrong phone number, a closed account without my name on it in another state that money was transferred to, a phone with an area code I have not been to and they have the audacity to think I am trying to get out repayment. Who in their right mind would apply for a loan at 586 percent interest?
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Pros:
  • No pros what so ever
Cons:
  • Customer service
  • High interest rate
  • How they tried to steal my money

Preferred solution: Apology

User's recommendation: This company is horrible and very deceptive

Nakesha Ljc

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Verified Reviewer

Outrages interest!!!

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I took a loan out for $ 1200 and have made several payments and now want to pay it off and the payoff is $2300!!!!! Are you kidding me!!! Ridiculous!! Stopping payment on it all!!!
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Loss:
$1200
Cons:
  • Poor customer service and to hight interest

Preferred solution: Price reduction

User's recommendation: DON’T use them, ever!

Anonymous
map-marker Phoenix, Arizona

Payoff balance

I HAD A MILD STROKE AND HAD TO LEAVE MY TEACHING POSITION. SO I DID NOT HAVE PAYMENTS COMING IN AS USUAL. I AM BACK WORKING PART TIME, 20 HOURS A WEEK. I WOULD THINK YOU WOULD TRY AND BE OF SOME ASSISTANCE GIVEN MY SITUATION. NOT SURE WHEN I CAN START MAKING PAYMENTS. HOPEFULLY LATER THIS MONTH.
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Nakesha Ljc

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Verified Reviewer
| map-marker Lakeville, Minnesota

Outrages rates

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I got a $1200 loan, have made several payments an, now want to pay it off and the payoff is $2300!!!! Thats absurd and I wont pay that amount!! Totally ridiculous!
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Robyn S Qpn

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Verified Reviewer

Need payoff amount

There was no answer, just a busy signal. I need to get my payoff amount, so I can pay the loan off. Thank you please let me know soon.
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Preferred solution: I just want to pay off my loan now!

Anonymous
map-marker Tacoma, Washington

See what my payoff is

They gave me a loan for $450 which I got this month. I'm going to pay it off next month, and when I asked them what $ amount the payoff is they replied $650. Christ almighty. What a rinky *** outfit. Never again. No more short term high interest loans.
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User's recommendation: Don't do it!

Anonymous
map-marker Orlando, Florida

To change bank account info

I came in contact with someone with covid so I had to quarantine and I wasn't able to go out I am going to get this handled
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Dana N Hjg

Got scammed for thousands of dollars from this company. Will be taking them to court. Borrowed $550.00 from this company. They have taken close to $2500 before it

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This company is a total scam. They took over $2500 out of my account. On a $550 loan. And were still trying to take more.I'm hoping to get criminal charges against them. We'll see. Do not borrow from these scammers hoping
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Loss:
$2000
Cons:
  • Complete con
  • Interest of loan

Preferred solution: Full refund

User's recommendation: Run. These are scammers. Do not borrow from these low lives

Anonymous
map-marker Rainsville, Alabama

Loan approval?????

Yes I called to set up my loan with yall again and the lady said Ill receive a approval email and I have not received it yet.
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